I Retired Young

What I do, and what it costs

I retired young, and so far it's been great.

I was 47 years old, had fallen out of love with my job, so I quit. That was a scary decision - I didn't know how much it would cost to live or what I would do with my extra free time. 

Because I struggled to find answers to these questions, I  decided to blog about  my journey to financial freedom and my early retirement experience. I hope it may help others in a similar situation.

My posts set out my monthly costs, the decisions and choices that helped me achieve financial freedom and early retirement, and some of what my retired early life looks like - what I do during my old working hours. There's probably some other nonsense thrown in as well, so apologies for that!

At the end of the day, I'm just a pretty average guy. That's good news, because I figure that if I can do it, then probably you can too, if that's your dream.

9 Nov 2019

I've struggled to find time to write my October costs and targets post - it must be a sign that early retirement is going well when you struggle to fit everything in to the days.


Ten months through the year, I'm now trying to hold onto the targets that I've got g...

9 Oct 2019

Because our costs go all over the place when we’re travelling, I’ll start this post by checking progress against my targets.


Realistically, my attempt to learn French has finished for this year as I’m travelling in Spanish speaking countries for the next few mont...

13 Sep 2019

It seems longer than five weeks since my last costs and target post, I think because of what we've packed into that time.

There was a campervan trip in Germany followed by a three day cycle ride from Berlin to the Baltic coast. Our daughter came to visit for a weekend,...

2 Aug 2019


July was fairly typical, i.e. some cost lines were similar to previous months but there were others where we spent either more or less than typical. Maybe that means there isn't really a "normal" which I'm going to call a good thing - after all, if the costs were...

5 Jul 2019

2019 Targets

I've booked some flights, so our trip for later this year is definitely on. Three months away - three weeks in California, four weeks in Costa Rica and five weeks in Colombia. It's going to be fun. Sally's not keen on being away for so long so she'll be wit...

5 Apr 2019

We spent much more than I expected in March. Each month I question why we spend more than most of the other bloggers who publish their costs. 

I understand some of the reasons. Having moved to a new country, our lack of language skills, and some documents, meant that we...

15 Feb 2019

I like the idea of targets - they should help me achieve the things I want to do. Being clear about my aims must surely give me a better chance of achieving them. 

But despite being sold on the idea, it hasn't quite worked. After all, I've hardly thought about them in t...

28 Dec 2017

I set myself some targets back in April. I also set a timescale for them, which was an early date of December 2017 and a late date of March 2018. 

I'm thinking that was a smart move. At the end of December, everyone is seeing what resolutions they didn't achieve, but I...

17 Aug 2017

I set myself some targets back in April, and since then I've been too scared to write an update for fear that it will show I'm not doing well against the goals that I set myself. However, burying my head in the sand kind of defeats the object of setting the targets, so...

8 Jun 2017

Someone said that I should write a blog on how to retire early, and I guess that as I did retire at 47 it means that I have some experience on the subject.

My journey started off not really aiming for early retirement, but rather trying to achieve financial freedom - ge...

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About Me

I think I'm a normal kind of guy, although I've perhaps had a slightly non-typical life in some respects.  I'm from the UK, 47 years old, married to Sally and with two

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