I Retired Young

What I do, and what it costs

I retired young, and so far it's been great.

I was 47 years old, had fallen out of love with my job, so I quit. That was a scary decision - I didn't know how much it would cost to live or what I would do with my extra free time. 

Because I struggled to find answers to these questions, I  decided to blog about  my journey to financial freedom and my early retirement experience. I hope it may help others in a similar situation.

My posts set out my monthly costs, the decisions and choices that helped me achieve financial freedom and early retirement, and some of what my retired early life looks like - what I do during my old working hours. There's probably some other nonsense thrown in as well, so apologies for that!

At the end of the day, I'm just a pretty average guy. That's good news, because I figure that if I can do it, then probably you can too, if that's your dream.

18 Jan 2019

The math to optimize the FIRE (Financial Independence / Retire Early) date is pretty simple.

Step 1 - save more (by spending less) while you're working, the quicker you'll get to the lump sum you need to be financially independent, and to retire early if that's what you...

29 Apr 2018

I've had some questions about our property rental portfolio, so thought it might be interesting to do a post on it.

We like property as an investment because we feel the risk profile suits us. After a bad experience with a financial advisor scared us away from investing...

22 Feb 2018

We had an awesome time on our ski holiday last week. Learning to ski in our mid forties is proving to be a good choice. The skiing is great fun and good exercise, and we’re enjoying the apres ski, although I suspect it’s not quite so good for us.

Ski trips two, hospita...

30 May 2017

"Bucket List", a list of things you want to do before you die. I really dislike that term, why can't it be a list of things that show you are living life to the full. Perhaps it should be a "Living List", which sounds much more upbeat to me.

Whatever one calls it, it's...

22 Mar 2017

Although I've posted our costs for January and February, I haven't said anything about the income side of the equation i.e. where is the money coming from to pay for what we spend, and what makes us think that the money won't expire before we do!

The reason I haven't fo...

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About Me

I think I'm a normal kind of guy, although I've perhaps had a slightly non-typical life in some respects.  I'm from the UK, 47 years old, married to Sally and with two

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