I Retired Young

What I do, and what it costs

I retired young, and so far it's been great.

I was 47 years old, had fallen out of love with my job, so I quit. That was a scary decision - I didn't know how much it would cost to live or what I would do with my extra free time. 

Because I struggled to find answers to these questions, I  decided to blog about  my journey to financial freedom and my early retirement experience. I hope it may help others in a similar situation.

My posts set out my monthly costs, the decisions and choices that helped me achieve financial freedom and early retirement, and some of what my retired early life looks like - what I do during my old working hours. There's probably some other nonsense thrown in as well, so apologies for that!

At the end of the day, I'm just a pretty average guy. That's good news, because I figure that if I can do it, then probably you can too, if that's your dream.

1 Dec 2017

I'm pretty organised this month, only the 1st of December and I've finished my November costs already. I'm going to award myself a gold star!

I feel it's going to be a short post today. Those who follow my blog may know that I like running and cycling. Well, last night...

2 Nov 2017

As I write this, there are 53 shopping days until Christmas. So, what about my early retirement costs: under budget; over budget; will there be any money left for Christmas presents?

To recap why I write these posts - when I was thinking of quitting work to retire early...

3 Oct 2017

Maybe it's practice, or perhaps it's just luck, but we're under budget for the September costs. That makes it two months in a row. Have we found the secret formula?

It's difficult to tell, because July, August and September have been slightly unusual months. For the fir...

22 Sep 2017

In last week's post, I looked at frugal living versus value living, something that can apply during the journey to financial freedom and also if you have already retired early. I choose to focus on value because it feels like a more upbeat approach to a fun early retir...

16 Sep 2017

It seems that blogging is helping to educate me - I've used a dictionary twice in the last week, so I must have learnt something. The words that I wanted help with were:

Value - which my dictionary defines as the worth, utility or importance of something, and

Frugal - wh...

8 Aug 2017

Being on holiday always meant this was going to be a tough money month, but still being on holiday means that I'm relaxed enough to take the news in my stride. As a quick aside, I do wonder whether it is strange that I look forward to my holidays even though I'm retire...

16 Jun 2017

I've said in an earlier blog about income that rental property is our favourite investment. It is what will provide the majority of our retirement income.

I suspect that there are other investments that can give a better return, but rental property is something that I f...

8 Jun 2017

Someone said that I should write a blog on how to retire early, and I guess that as I did retire at 47 it means that I have some experience on the subject.

My journey started off not really aiming for early retirement, but rather trying to achieve financial freedom - ge...

3 Jun 2017

Before even looking, I know that May's costs are going to be hard to swallow - I've travelled from Dubai to Europe twice this month for running events and, on top of that, I've paid for our Dubai-London-Dubai flight tickets for the summer. Well, I may as well bite the...

1 May 2017

The headline "Stupid Costs" should perhaps be changed to "Stupid Me". Why?...because I got a speeding fine which is not a smart thing to get, and is even worse when I'm trying to manage the costs. It's no defense to say that the speed camera is new, and the limit too s...

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About Me

I think I'm a normal kind of guy, although I've perhaps had a slightly non-typical life in some respects.  I'm from the UK, 47 years old, married to Sally and with two

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