I Retired Young

What I do, and what it costs

I retired young, and so far it's been great.

I was 47 years old, had fallen out of love with my job, so I quit. That was a scary decision - I didn't know how much it would cost to live or what I would do with my extra free time. 

Because I struggled to find answers to these questions, I  decided to blog about  my journey to financial freedom and my early retirement experience. I hope it may help others in a similar situation.

My posts set out my monthly costs, the decisions and choices that helped me achieve financial freedom and early retirement, and some of what my retired early life looks like - what I do during my old working hours. There's probably some other nonsense thrown in as well, so apologies for that!

At the end of the day, I'm just a pretty average guy. That's good news, because I figure that if I can do it, then probably you can too, if that's your dream.

9 Oct 2019

Because our costs go all over the place when we’re travelling, I’ll start this post by checking progress against my targets.


Realistically, my attempt to learn French has finished for this year as I’m travelling in Spanish speaking countries for the next few mont...

3 Oct 2019

A last day in California, although I’ll return for two weeks at the end of our trip, then a short drive to LAX for our overnight flight to Costa Rica. Nothing much gets accomplished on travel days, so we browsed the Huntington Beach shops, drank some coffee and general...

28 Sep 2019

"But why?" is a useful question. If I think I want to do this or I want to buy that, "but why?" helps test whether these will really give me what I want. 

Last week I asked myself "but why do I want to travel?" OK, my thinking came a bit late as I'd already set off for...

22 Sep 2019

Will early retirement work? Trying to figure out the money side of the equation and what to do with the extra free time? These are questions that require some deep thinking, but I'd also argue that because early retirement is usually a big step into the unknown, it can...

13 Sep 2019

It seems longer than five weeks since my last costs and target post, I think because of what we've packed into that time.

There was a campervan trip in Germany followed by a three day cycle ride from Berlin to the Baltic coast. Our daughter came to visit for a weekend,...

9 Sep 2019

We've reached the end of our Route des Grandes Alpes cycle tour. In reality, it was just 10 days of my life and well within my capabilities, but it feels like a bigger deal than that because it's an example of the type of thing that I didn't use to do.

I can argue that...

31 Aug 2019

A while back I read a comment saying that most early retirement blogs start out as personal finance blogs but then transition into lifestyle blogs. From memory, the comment suggested this wasn't a good thing. 

I think the opposite is true. Early retirement does of cours...

23 Aug 2019

I recently came across the article why we lie about being retired on the BBC website. Were they accusing me? I had to click the link to see what lies they thought I might be telling.

My take is that their reference to lying is pretty thin. The main premise being that an...

16 Aug 2019

It’s a short post today as we’re on a road trip, trying out a campervan for the first time and I thought I could charge my laptop off the battery in the van, I was wrong.

We’re headed to Berlin where I’m meeting up with a friend for three days cycling from Berlin to the...

9 Aug 2019

Last week I was chatting with someone about how much we need to retire early. For some, the 4% rule will work, while others may think 3% feels safer or perhaps, like me, the calculation is something else entirely.

There is often a fascination with the numbers, so here a...

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About Me

I think I'm a normal kind of guy, although I've perhaps had a slightly non-typical life in some respects.  I'm from the UK, 47 years old, married to Sally and with two

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