I Retired Young

What I do, and what it costs

I retired young, and so far it's been great.

I was 47 years old, had fallen out of love with my job, so I quit. That was a scary decision - I didn't know how much it would cost to live or what I would do with my extra free time. 

Because I struggled to find answers to these questions, I  decided to blog about  my journey to financial freedom and my early retirement experience. I hope it may help others in a similar situation.

My posts set out my monthly costs, the decisions and choices that helped me achieve financial freedom and early retirement, and some of what my retired early life looks like - what I do during my old working hours. There's probably some other nonsense thrown in as well, so apologies for that!

At the end of the day, I'm just a pretty average guy. That's good news, because I figure that if I can do it, then probably you can too, if that's your dream.

10 Jan 2020

What 2020 will bring is up to me. Maybe it was the same when I worked but it didn't always feel that way. I spent more time in the office than anywhere else and too often probably let other things slide into second place. Only since retiring early have I realised it di...

6 Jan 2020

Before I retired, the calendar moving from one year to the next wasn't a source of excitement for me. Work was what I spent most of my waking hours doing and ticking over into a new year didn't alter much.

That equation changed with early retirement. I'm now in control...

27 Dec 2019

I'm under pressure - today is the 27th December and I'm only now writing my November costs and targets post. Is it a new record for tardiness or a sign that early retirement is still going well and I've been busy doing other things?

Hand on heart, I can say the latter,...

21 Dec 2019

I’m back home. This year's early retirement travels are over and it’s time to look back over the last three months.

Let me first backtrack to the "why" that's behind my travels? It goes back to pre early retirement when I was trying to figure out what would replace work...

15 Dec 2019

It's my last week which means mixed feelings. This year's travel adventure is nearly over but I have getting home to look forward to. 

My flight leaves LAX on Saturday and before then I’ll visit Napa Valley, cross the Golden Gate Bridge and head down the Pacific Coast H...

6 Dec 2019


Anyone who believes California is the land of eternal sun…think again! It’s one of those things that I intellectually know but have trouble putting that knowledge into practice.

Before getting to that, here’s what I have in mind for my two weeks in California, based ar...

28 Nov 2019

Towards the end of the week, Rebecca finished her vacation and headed back home and back to work. Her plan was to relax for a few days for a little calm before normal life resumes.

The relaxing would be in the town of Guatapé, so first we had to get there from Salento....

21 Nov 2019

I can’t say that I’m not relieved to move away from the heat and the humidity of Colombia’s Caribbean coast. It’s certainly a beautiful part of the world, but it’s a hot and humid part of the world too. In comparison, Medellin, with it’s pleasant year round temperature...

15 Nov 2019

I believe the journey to financial independence is best when it's a balanced one – focus too much on saving money and you may miss out on things along the way, but spend every penny or cent and you'll never reach your financial independence goal. Somewhere in the middl...

9 Nov 2019

I've struggled to find time to write my October costs and targets post - it must be a sign that early retirement is going well when you struggle to fit everything in to the days.

Targets

Ten months through the year, I'm now trying to hold onto the targets that I've got g...

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About Me

I think I'm a normal kind of guy, although I've perhaps had a slightly non-typical life in some respects.  I'm from the UK, 47 years old, married to Sally and with two

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