I Retired Young

What I do, and what it costs

I retired young, and so far it's been great.

I was 47 years old, had fallen out of love with my job, so I quit. That was a scary decision - I didn't know how much it would cost to live or what I would do with my extra free time. 

Because I struggled to find answers to these questions, I  decided to blog about  my journey to financial freedom and my early retirement experience. I hope it may help others in a similar situation.

My posts set out my monthly costs, the decisions and choices that helped me achieve financial freedom and early retirement, and some of what my retired early life looks like - what I do during my old working hours. There's probably some other nonsense thrown in as well, so apologies for that!

At the end of the day, I'm just a pretty average guy. That's good news, because I figure that if I can do it, then probably you can too, if that's your dream.

24 Feb 2020

We've had friends to stay - one thing I've learned is that if you want visitors, move to a ski resort, you suddenly become much more popular. I'm sure they're coming for my good company rather than the ski slopes though😏. Other than the fun we had, here are a couple o...

10 Feb 2020

I couldn't be more pleased that I made the decision to retire early. The first three years have been great and I can't imagine stepping back to my old corporate world life. But that doesn't mean that everything has gone to plan, it hasn't. 

One of my targets for this ye...

1 Feb 2020


I suspect that after Christmas, most people hope for a less expensive January to get the finances back on track, an idea we seem to have completely ignored. 

Ski lessons for me, exercise classes for Sally, lunches on the mountain, new phone (old one died), two new...

23 Jan 2020

Last week's post was about lifestyle even though I knew that meant it would get less reads - finance focused post are much more popular. Despite being less read, those that commented were in favour of lifestyle posts, perhaps because the doubters simply didn't read it...

18 Jan 2020

Do Financial Independence and Retire Early blogs concentrate too much on the finance side of the equation? My instinct is that they do focus a lot on the finances, probably because that's what gets the most reads - I know that my non-financial posts get less reads than...

10 Jan 2020

What 2020 will bring is up to me. Maybe it was the same when I worked but it didn't always feel that way. I spent more time in the office than anywhere else and too often probably let other things slide into second place. Only since retiring early have I realised it di...

6 Jan 2020

Before I retired, the calendar moving from one year to the next wasn't a source of excitement for me. Work was what I spent most of my waking hours doing and ticking over into a new year didn't alter much.

That equation changed with early retirement. I'm now in control...

27 Dec 2019

I'm under pressure - today is the 27th December and I'm only now writing my November costs and targets post. Is it a new record for tardiness or a sign that early retirement is still going well and I've been busy doing other things?

Hand on heart, I can say the latter,...

21 Dec 2019

I’m back home. This year's early retirement travels are over and it’s time to look back over the last three months.

Let me first backtrack to the "why" that's behind my travels? It goes back to pre early retirement when I was trying to figure out what would replace work...

15 Dec 2019

It's my last week which means mixed feelings. This year's travel adventure is nearly over but I have getting home to look forward to. 

My flight leaves LAX on Saturday and before then I’ll visit Napa Valley, cross the Golden Gate Bridge and head down the Pacific Coast H...

Please reload

About Me

I think I'm a normal kind of guy, although I've perhaps had a slightly non-typical life in some respects.  I'm from the UK, 47 years old, married to Sally and with two

Read More


Search by Tags
Please reload