January 18, 2020

Do Financial Independence and Retire Early blogs concentrate too much on the finance side of the equation? My instinct is that they do focus a lot on the finances, probably because that's what gets the most reads - I know that my non-financial posts get less reads than my posts about money. As to whether it's right to focus so much on the finance, I'm not convinced.

I get that the financials are a big deal - I remember spending...

January 10, 2020

What 2020 will bring is up to me. Maybe it was the same when I worked but it didn't always feel that way. I spent more time in the office than anywhere else and too often probably let other things slide into second place. Only since retiring early have I realised it didn't need to be like that. But don't feel sorry for me, in most years I liked my job and still did lots of good stuff too, just nowhere near as much good stuff a...

January 6, 2020

Before I retired, the calendar moving from one year to the next wasn't a source of excitement for me. Work was what I spent most of my waking hours doing and ticking over into a new year didn't alter much.

That equation changed with early retirement. I'm now in control of my time and therefore I get to set the agenda. New year has become a good time to review whether I'm happy with how I've spent the past twelve months. It's al...

December 27, 2019

I'm under pressure - today is the 27th December and I'm only now writing my November costs and targets post. Is it a new record for tardiness or a sign that early retirement is still going well and I've been busy doing other things?

Hand on heart, I can say the latter, I've been busy. Finishing my travels; visiting family; catching up with friends; getting ready for Christmas; having my first few days on the ski slopes. These...

December 21, 2019

I’m back home. This year's early retirement travels are over and it’s time to look back over the last three months.

Let me first backtrack to the "why" that's behind my travels? It goes back to pre early retirement when I was trying to figure out what would replace work? Part of my answer was to say I would travel.

It’s a fairly common response when asked “what will you do?”, “won’t you be bored?”. Ahead of time I had trouble fi...

December 15, 2019

It's my last week which means mixed feelings. This year's travel adventure is nearly over but I have getting home to look forward to. 

My flight leaves LAX on Saturday and before then I’ll visit Napa Valley, cross the Golden Gate Bridge and head down the Pacific Coast Highway to Los Angeles. The coast road is far from the quickest route but surely it’s the most scenic.

I arrived in Napa on Monday lunchtime, perfectly timed for a...

December 6, 2019


Anyone who believes California is the land of eternal sun…think again! It’s one of those things that I intellectually know but have trouble putting that knowledge into practice.

Before getting to that, here’s what I have in mind for my two weeks in California, based around meeting up with an old school friend near Sacramento in the middle of the trip. I fly in and out of Los Angeles so figured I’d do one leg of the journey to...

November 28, 2019

Towards the end of the week, Rebecca finished her vacation and headed back home and back to work. Her plan was to relax for a few days for a little calm before normal life resumes.

The relaxing would be in the town of Guatapé, so first we had to get there from Salento. That meant two buses, one taxi and a total of eleven and a half hours door to door. The surprise was that, this time, the bus wasn’t driven by a wannabe racing d...

November 21, 2019

I can’t say that I’m not relieved to move away from the heat and the humidity of Colombia’s Caribbean coast. It’s certainly a beautiful part of the world, but it’s a hot and humid part of the world too. In comparison, Medellin, with it’s pleasant year round temperature, is known as the city of eternal spring. That suits me much better.

What suited me less was not being a hundred percent healthy, as my daughter decided to share...

November 15, 2019

I believe the journey to financial independence is best when it's a balanced one – focus too much on saving money and you may miss out on things along the way, but spend every penny or cent and you'll never reach your financial independence goal. Somewhere in the middle is a good balance.

Longer periods of travel also need a balance. Our treks of last week were physically tough, so we’re striking that balance by taking it easie...

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About Me

I think I'm a normal kind of guy, although I've perhaps had a slightly non-typical life in some respects.  I'm from the UK, 47 years old, married to Sally and with two

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