I Retired Young

What I do, and what it costs

I retired young, and so far it's been great.

I was 47 years old, had fallen out of love with my job, so I quit. That was a scary decision - I didn't know how much it would cost to live or what I would do with my extra free time. 

Because I struggled to find answers to these questions, I  decided to blog about  my journey to financial freedom and my early retirement experience. I hope it may help others in a similar situation.

My posts set out my monthly costs, the decisions and choices that helped me achieve financial freedom and early retirement, and some of what my retired early life looks like - what I do during my old working hours. There's probably some other nonsense thrown in as well, so apologies for that!

At the end of the day, I'm just a pretty average guy. That's good news, because I figure that if I can do it, then probably you can too, if that's your dream.

28 Mar 2020

"I wonder where the FIRE folks are now?!" is what someone sarcastically Tweeted. What a shame that some seem to get a kick out of seeing other people's dreams and aspirations become more challenging. I know it's the small minority, but even so, I really don't get why o...

25 Mar 2020

Our world seems to be in a tough space right now, so I hope everyone is complying with the restrictions in place where you live. In France, it's lockdown day 8 meaning that people must remain confined to the home other than to:

  • Go to work, if remote workin...

21 Mar 2020

Only a few words from me (David) today, which are to introduce Sally's first blog post.

There are plenty of blogs written by fans of FIRE being read by people who are fans of FIRE. But there's a less catered for group, a life partner who doesn't necessarily share the F...

18 Mar 2020

I didn't want to write about Covid-19, the new Coronavirus. I prefer to think about more positive things, even if that does sound a bit like burying my head in the sand.

But I've given in. Covid-19 is too big to ignore. It's surely affecting all of us in some way, and t...

13 Mar 2020

I always thought keeping a diary or a journal sounded pretty boring. Then, when I retired early, I started my blog, which turns out to be kind of similar to a journal. Go figure, now I think journals are pretty neat.

This week, our daughter has temporarily evicted...

6 Mar 2020

I've just read Freedom is Groovy's post about Five Things Geoarbitrage Can Do to Improve Your Life. I can't argue with any of the five positives that Mr Groovy talks about.

But having lived in the UK, Jamaica, Hong Kong, South Africa, the United Arab Emirates and curren...

2 Mar 2020

Our February costs were going pretty well until I bought some ski touring gear. How much can some skis, binding, boots, poles and skins cost? The answer is €1,500 (£1,271 or US$1,652), which is a third of our total spend in the month. 

My test isn't how much something c...

24 Feb 2020

We've had friends to stay - one thing I've learned is that if you want visitors, move to a ski resort, you suddenly become much more popular. I'm sure they're coming for my good company rather than the ski slopes though😏. Other than the fun we had, here are a couple o...

10 Feb 2020

I couldn't be more pleased that I made the decision to retire early. The first three years have been great and I can't imagine stepping back to my old corporate world life. But that doesn't mean that everything has gone to plan, it hasn't. 

One of my targets for this ye...

1 Feb 2020


I suspect that after Christmas, most people hope for a less expensive January to get the finances back on track, an idea we seem to have completely ignored. 

Ski lessons for me, exercise classes for Sally, lunches on the mountain, new phone (old one died), two new...

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About Me

I think I'm a normal kind of guy, although I've perhaps had a slightly non-typical life in some respects.  I'm from the UK, 47 years old, married to Sally and with two

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